Day 20: I am thankful that we don't have any payments and absolutely no debt! It provides so much peace, freedom and security. We're able to give to others and save for the future. I wouldn't have been able to go to Africa if we hadn't been in a good financial place. Now, knowing what I know about finances and money, I can help others get on the right track, changing my family tree one branch at a time. I am so thankful that Jeremy and I are on the same page with regards to our finances, budget, and how we save/spend money. That is such a huge blessing!